Indian money, worked out properly.
Free calculators, rates kept current, and plain-English guides for people who would rather know the number than guess it. No sign-up, nothing stored, every figure sourced.
5.50%RBI repo rate
7.1%PPF, October-December
8.2%Senior Citizens' Savings Scheme
₹12.75LTax-free salary, new regime
Rates last checked 29 October 2026.
Calculators
- Old vs new tax regimeBoth regimes side by side for FY 2026-27, and the deduction level where the old one wins.
- SIP with yearly step-upWhat your monthly investment grows to, in future rupees and today's.
- FIRE numberThe corpus you need to stop working early, and the SIP that gets you there.
- Home loan prepaymentInterest and years saved by a lump sum or a monthly top-up.
- SWP for retirement incomeHow long your corpus lasts with a monthly withdrawal.
Latest guides
- Old or new tax regime? One number decides it, and most people never work it out.
The exact deductions you need for the old tax regime to beat the new one in FY 2026-27, for salaries from ₹10 lakh to ₹50 lakh.
- The RBI just raised rates for the first time since 2023. Here is what it costs your home loan.
The repo rate went from 5.25% to 5.50% on 7 October 2026. What that means for a floating-rate home loan, in rupees, and the three things you can do about it.
- Small savings rates are frozen for a tenth straight quarter. With repo rates rising, that could change.
PPF stays at 7.1% and SCSS at 8.2% for October to December 2026. Which scheme suits whom, and which ones lock in your rate.